According to a recent survey by Job Outlook, for the third year now there is a positive increase in hiring fresh college graduates for 2006. Business owners plan on hiring more from the class of 2005-06 than they did from the 2004-05 class as well as offering higher compensation and benefits for the new hires.
In the annual survey by the National Association of Colleges and Employers, nine out of ten companies describe the new job market as good, very good, and excellent. Public accounting and consulting firms narrated the brightest prospect for the future graduates, while engineering and construction firms supported the idea by saying they’ll also be hiring.
There is a growing demand for new graduates in the job market as a result of the also growing products and services they offer and to keep up with the retiring HR staff.
Who are in demand?
• Mechanical engineering
• Electrical engineering
• Accounting
• Business administration/ management
• Economics/finance
• Computer science
• Information sciences and systems
• Marketing/marketing management
• Computer engineering
• Chemical engineering
Mechanical engineering graduates topped the list and eyeing on them are aerospace, automotive, mechanical equipment manufacturers. They also plan on hiring graduates with Ph.D.s in science and computer related courses.
Banking, transportation, financial, and insurance services are seeking Economics/Finance graduates. The food and beverage processing companies, merchandisers, and financial services will need more Business Administration/Management degree holders. One-third of business owners plan on hiring associate graduates categorized into three: technology, engineering and business related degrees. Insurance and engineering/surveying companies appear the most in need of 2 year course graduates for they bear a productive kind of technical knowledge which does not require more training. They belong to the hands-on work force who developed a good work ethic which is sadly observed by employers as missing in previous amateur graduates.
During the survey, only 23.5%, (mainly manufacturers) respondents planned on hiring international graduates in 2006.
What qualities should a new graduate possess?
• Must have excellent verbal and written communication skills
• Must be honest and has a high regard with integrity
• Can easily relate to others
• Maintain strong work ethic
• Can work well with others –TEAMWORK
• Analytical skills
• Must be self motivated and initiative
• Adaptability to change
• Updated computer skills
• Observant to details
The standards of companies’ ideal candidates are often higher than the last year’s. It is important that new graduates show good G.P.A.s as full time jobs come with good benefits coming from good revenues. Salary, should not be the sole consideration when looking for a job, benefits are part of it.
Here are some of the lists of benefits:
• Life and Medical/Dental insurance
• Retirement plans
• Annual and semi-annual increase
• Employee counseling program
• Dress code
• Paid trainings
• Bonus and commissions
• Family benefits
• Flexi-time
• Performance updates
• Vacation and sick leaves
• On-site fitness and recreational facilities
• Day care center
• Company car/service
The best places to seek competitive employers can be on campus job fairs, during on-the-job-trainings, student organizations and clubs, Internet search job search engines, etc. What’s important is that you target the right employers. Don’t let an opportunity pass, get in the interview to know more about their career offers and don’t forget to research about the company. You must be able to discuss your career objectives and compose a list of relevant and creative questions you can ask yourself.
Filed under Accounting, Business and Management by on Dec 4th, 2008. Comment. 
You’ve heard of the advantages of reloadable credit cards, and now you would like to know what are the best reloadable credit card sources. When I went looking for best source for reloadable credit cards, I found a number of places I could get one, and I discovered that different reloadable credit card sources have different requirements and fees to consider.
Let’s answer the most obvious question first. Where can I find a reloadable credit card? There are three broad category answers to that question.
First you can get a reloadable credit card online. Second, you can find them in retail stores. Third, you can get one from a branch office of a bank that offers this service.
Let’s look at online options. First, be sure you are getting the name brand card you want. Visa and Mastercard are both available through online options. If you prefer one over the other, be sure to pay attention to what you are getting. Using your favorite search engine, search for reloadable Visa or reloadable Mastercard. You will be directed to a number of different sites where you can get the card you prefer. Be sure to check out the fees and options, which are covered later in this article.
The second place you can buy these reloadable credit cards is retail stores. Most chain grocery stores carry them, as do discount stores, such as Walmart, and drug stores, such as Rite Aid and CVS. These are great places to get a reloadable card because you can walk out the store with your card in your hand and don’t have to wait for shipping, as with an online purchase. Again, be sure to keep reading for the warnings about making sure you know what you are getting.
The third place to get a reloadable credit card is through a branch office of a bank that offers such cards. If you have a favorite bank, ask them about this option. If you don’t know what banks offer them, try an internet search for banks that offer reloadable credit cards. Once you know who offers what you want, you can walk into the branch to get your card.
Now, you know where to find the reloadable credit card you want. So what do you need to know about them? They’re all the same right? Wrong. Every card is different, and unless you do your homework you could find yourself in trouble!
First, there are a number of fees that can be related to these reloadable cards. Before you purchase a reloadable credit card, be sure that you read all the information on the card and its accompanying literature. I know it’s tedious and it’s small print. Read it anyway!
Check for fees. Most cards have some type of purchase fee. They can range from $5 to $20, so know what you are buying! Second, know whether your card has an activation fee. Again these can range from $5 to $20 just to activate the card you purchased. That money is not included in your purchasing power! Third, know if your card of choice has a monthly fee. Some of them do, and it gets taken right out of the money you have prepaid onto the card. Don’t be caught off guard not knowing your card charges a monthly fee.
Next find out if your card charges you to reload it. Some cards may carry a fee for each time you reload it with extra money. Read all the paperwork that comes with your card. Your activation of the card is your agreement to live with the terms of the card. You can find yourself doling out a lot more cash than you planned on if you are not careful.
Another factor to consider is what the limit on the card is. Some cards have as little as a $25 limit each time you recharge it. Others go up to $5000. Just be sure you know what your needs are and what your spending power will be with the card you choose.
Some reloadable credit cards also have the option to use the card as a cash card. Be sure you know ahead of time if your card allows you to take out the cash you put into it. Also, be sure you know what fees your credit card will charge, on top of the fee of the ATM you use. This can get expensive if you don’t realize what you are spending, so be sure to stay on top of the fees!
Finally, you may find that what you thought was a reloadable credit card was actually a one-time use credit card. Don’t find yourself spending $10 on a one-time use card when you really wanted a reloadable card. Read the terms of the card you purchase before you pay for it!
Reloadable credit card sources are everywhere. You just need to know what you are looking for. Once you have done your homework, you will find yourself knowing which reloadable credit card sources are right for you.
New Clean Credit is a website that provides free information on Credit Repair, credit cards, and loans. Get A Free Repair Your Credit In 30 Days Guide. Increase your credit score today. Click here to learn more: Credit Repair
Filed under Finances by on Dec 4th, 2008. Comment.
Aside from just offering you a current account to handle the day to day transactions of your company, choosing the right business bank to handle your funds can provide you with access to a wide range of different services that will offer a number of advantages. From 24 hour access to your funds via the internet through to having a dedicated business account service centre, a modern business bank will give you the ability to handle all the different aspects of your company accounts.
Most banks offer a range of services that are designed for companies of different sizes so that you have access to the things that you need most, rather than paying additional fees for services that are not applicable to your business. Smaller companies such as domestic service engineers like electricians or locksmiths for example may need an account that allows them to pay in cheques without a fee, while larger companies may need other merchant services.
In order to get the best possible deal on your business banking, it is important to look in detail at the various costs that are applied for the services that you use, and also the interest rates that you are offered on any funds that are actually in the account. Most banks will charge some fees on accounts to process different payments, but it is still possible to find free business current accounts that do not have charges for general day to day banking. The main things that most businesses require for their current account are internet or phone banking services to enable access to funds at any time, and the ability to transfer money to different accounts quickly in order to ensure that funds are available for payment.
A savings or business deposit account typically offers a much higher interest rate on funds than a standard current account. It is prudent to invest any surplus funds into a high interest account so that they earn additional money. Banks typically offer a choice of business deposit accounts. Instant access accounts let you take out the money without any notice, meaning that once money is requested, it can be paid out straight away, whether this is into another account, or as a cash withdrawal.
Aside from instant access accounts, it is also possible to find 30 or even 90 day notice accounts. These typically offer a higher rate of interest than the instant access options, however this is because the bank require account holders to provide them with notice before withdrawing funds into their business current account. For companies that are cash rich and do not require immediate access to funds, these notice accounts can offer a significant benefit in terms of the interest rates that they pay.
Aside from being a place to store and manage money, banks are also a source of finance. Most offer a comprehensive range of different business finance packages including loans, commercial mortgages and overdrafts, as well as credit cards to provide short and long term funding for a business.
Alexander Lehman is a UK based financial writer who specialises in providing information about business banking services including finding better deals on business current accounts and other financial products.
Filed under Finances by on Dec 4th, 2008. Comment.
Recent Comments